INSURING EVENTS FOROVER15YEARS!
When it comes to matters as important as arranging your event insurance, we believe in providing a traditional personal service. Speak to real, accessible people – not automated systems. Every event is unique, so we offer expert guidance from tailoring quotes to ongoing support in the event of a claim. We can quote most event types in a matter of minutes. No long wait times, automated responses, call centres with endless queues, or online chatbots.
Water-based event insurance
Most insurers are unable to provide water based event insurance due to the hazardous nature of this type of event. Our underwriters look at things differently. We can provide Public Liability insurance up to £20,000,000 to protect the event organiser. However, make sure that you have appropriate safety measures and risk assessments in place.
As an organiser, you have a duty of care towards members of the public and participants. Ensure you have thorough risk assessments in place. Public Liability and Employers Liability Insurance can assist with safeguarding your assets.
Cover extends to include many different types of events including sailing events, regattas, dinghy racing, rafting, dragon boat racing and water sports activities and festivals.
Benefits of our water-based event insurance
Competitive premiums with access to some of the UK’s leading event insurers.
Bespoke policies to meet your water-based event’s unique requirements.
Claims support if the worst is to happen.
Fast and hassle-free events insurance service over the phone.
To get a quote please contact us and speak to one of our event insurance team. Due to the nature of this risk a more detailed proposal will need to be completed to enable us to establish what safety measures have been implemented and that risk assessments have been carried out. For open water events there will be a requirement to notify the emergency services and coast guard prior to the event.
Overall, give us a call today and see how we can help you.
Want get out of the water and get next to a roaring fire? Head over to our Firework Display Insurance.
How much does water-based event insurance cost?
Quote explained
This starting price is based on:
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 4 September 2026. Your premium will be calculated based on the details of your event and the cover selected, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the total attendance over the full duration of the event, the public liability limit of indemnity and the duration of the event. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
Core
Covers
Event Public Liability Insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your event. Read More
Employers’ Liability
Insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work at your event.
Read More
Event Equipment
Insurance
Can cover event equipment against insured risks such as accidental damage, loss or theft.
Read More
Event Cancellation
Insurance
Can cover certain irrecoverable costs or loss of revenue if an event is cancelled, postponed, interrupted or abandoned for an insured reason.
Read More
How
to get
a quote
You can call us, fill in our online form, or ask us to call you back, whatever suits you best.
Read more about the different ways to get in touch, what information we will need from you and FAQs about getting an event insurance quote.
Why
choose
us
Specialist event insurance with direct support from a UK-based team
Read More