INSURING EVENTS FOROVER15YEARS!
Carnival insurance
Carnivals are a lot of fun and incredibly diverse. No two carnivals are the same and have a variety of different activities & performances from fairground rides to public processions. There is something there for everyone. Now whilst you are in the preparation stage of your event – drafting up your risk assessment, choosing the right location and booking all of the acts and contractors you may want to think about adding a comprehensive insurance package in to your plans and budget.
We have insured many carnivals across the UK over the past few years. Furthermore, many clients come back to us year after year for a repeat policy. Whether you are looking to insure against potential liabilities at the event such as public/products liability or employer’s liability then look no further. We have various in-house event schemes available to cater for this kind of risk. If you have hired in a large amount of equipment with a high total valuation and think it wise to insure the items against theft and damage we could insure you under one of our event equipment schemes.
Event cancellation cover is also available to protect against any unforeseen circumstances enforcing cancellation of the event. Unforeseen circumstances can include adverse weather, power failure or non-appearance of any key persons crucial to the event going ahead. The last circumstance would be subject to a justifiable reason, such as travel delay, flight cancellation etc.
If you would like to discuss receiving a quotation from us for your Carnival please feel free to contact us. Similarly, you can submit an online enquiry to us.
Carnival float insurance
Carnival floats are a big part of a procession or Carnival parade. You may be asked by the event organiser to take out public liability insurance for the day. If that is the case, we are also able to offer cover for Carnival Floats (Please note that no cover is provided for Road Traffic Accident risks). For more information please see the Stallholder Insurance web page.
COVERS
What does carnival insurance cover?
Carnival insurance can combine several types of cover depending on your event and the risks you want to insure. The main options are public liability insurance, employers’ liability insurance, event equipment insurance and event cancellation insurance.
Public liability insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your event.
We can arrange cover from £1 million to £10 million, with higher limits available where needed for larger public events or where required by contract. Venues, landowners and local authorities often require evidence of insurance before allowing an event to proceed.
Employers’ liability insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work at your event.
When arranging cover, tell us about everyone working at the event including permanent and temporary employees, stewards and marshals, casual event workers, volunteers and unpaid helpers, and anyone working under your direction or control.
Event equipment insurance
Can cover event equipment you own, hire or lease against insured risks such as accidental damage, loss or theft. This might include seating, staging, decorations, crowd barriers, sound and lighting equipment, generators, marquees and other temporary structures used at your event.
Event cancellation insurance
Can cover certain irrecoverable costs and expenses or loss of revenue if your event is cancelled, postponed, interrupted or abandoned for an insured reason.
Adverse weather cover can also be included if required.
How much does carnival insurance cost?
What is this price based on?
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 19 October 2026. Your premium will be calculated based on the details of your event and the cover you choose, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the total attendance throughout the entire duration of the event, the public liability limit of indemnity and the duration of the event. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
How to get an event insurance quote
You can call us, complete our online form, or ask us to call you back. Choose whichever option suits you best.
Find out how to contact us, what information we will need and what to expect when requesting a quote.
Why choose Event Insurance Direct?
Specialist event insurance with direct support from a UK-based team
Why Choose Us