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Multi event insurance
Multi event insurance can cover multiple events under one policy, rather than arranging separate insurance for each occasion. It can be arranged for regular events or different types of events throughout the year.
Who is multi event insurance for?
Multi event insurance is for anyone organising or taking part in multiple events. This includes event organisers, stallholders, exhibitors, performers and businesses attending events at the same venue or different locations.
What types of events can be insured?
Multi event insurance can cover a wide range of events, from festivals and fairs to exhibitions, concerts and community events. Your events do not all need to be the same type or take place at the same venue. Let us know the events you’re organising and the activities involved, and we can check whether they can be included under one policy.
COVERS
What does multi event insurance cover?
Multi event insurance can combine several types of cover depending on your events and the risks you want to insure. The main options are public liability insurance, employers’ liability insurance, event equipment insurance and event cancellation insurance.
Public liability insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your events.
We can arrange cover from £1 million to £10 million, with higher limits available where needed for larger public events or where required by contract. Venues, landowners and local authorities often require evidence of insurance before allowing an event to proceed.
Employers’ liability insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work at your events.
When arranging cover, tell us about everyone working at the events including permanent and temporary employees, stewards and marshals, casual event workers, volunteers and unpaid helpers, and anyone working under your direction or control.
Event equipment insurance
Can cover event equipment you own, hire or lease against insured risks such as accidental damage, loss or theft. This might include seating, staging, decorations, crowd barriers, sound and lighting equipment, generators, marquees and other temporary structures used at your events.
Event cancellation insurance
Can cover certain irrecoverable costs and expenses or loss of revenue if one or more of your events is cancelled, postponed, interrupted or abandoned for an insured reason.
Adverse weather cover can also be included if required.
How much does multi event insurance cost?
What is this price based on?
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 19 October 2026. Your premium will be calculated based on the details of your event and the cover you choose, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the number of events, the duration of each individual event, the total attendance throughout the entire duration of each individual event and the public liability limit of indemnity. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
Is annual event insurance the same as multi event insurance?
They are similar, but not quite the same. Both generally refer to insurance covering more than one event under a single policy. Annual event insurance usually provides cover for 12 months, whereas multi event insurance can cover several events over a shorter period.
Is multi event insurance better than one-off event insurance?
If you’re organising several events, multi event insurance can be easier to manage and may work out cheaper than arranging separate policies each time. However, if your events have very different activities or insurance requirements, separate policies may be a better option.
How does annual event insurance work?
Some policies cover an agreed number of events, while others cover a schedule of events planned throughout the year. Depending on the insurer, you might need to tell us about each event in advance or only notify us if your activities or arrangements change. There may also be limits on the duration of each event.
Does annual event insurance automatically cover every event I organise?
When arranging insurance for multiple events, it’s not just about how many you’re organising, but the types of events and activities involved. Don’t assume that having an annual policy means every event is automatically covered. If you’re planning something different from your usual events, let us know beforehand so we can check whether it’s covered.
How to get an event insurance quote
You can call us, complete our online form, or ask us to call you back. Choose whichever option suits you best.
Find out how to contact us, what information we will need and what to expect when requesting a quote.
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Multi event insurance FAQs
Answers to common questions about multiple event insurance.
Is multi event insurance cheaper than insuring each event separately?
It can be. If you’re organising several events, multi event insurance might work out cheaper than buying separate policies. The cost will depend on the types of events, activities involved and cover required.
How many events can I insure under one policy?
Some policies have a limit on how many events you can insure, while others can cover a larger number of events.
Does multi event insurance cover public liability?
Yes, public liability insurance can be included under a multi event policy.
Can multi event insurance cover events at different locations?
Yes, multi event insurance can cover events at different venues or locations, depending on the policy.
Can I add more events to my policy during the year?
Yes, you may be able to add more events during the policy period, depending on your policy terms. Check with us before the new events take place so we can confirm whether they can be included and if there is any additional cost.
Can I get cancellation insurance for multiple events?
Yes, we can arrange event cancellation insurance for multiple events under one policy or insure individual events separately.