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Scare event & Halloween event insurance
As the days shorten and the spooky season arrives, scare events are out in full force!
From scare mazes & scare fests to pumpkin trails and other haunted attractions. Fright night events are all the rage, but while their purpose is to give a good scare, they can also lead to real dangers. Hazards like flashing lights, smoke & fog, uneven flooring, low lighting, loud noises and sudden jump-scares can easily lead to slips, trips, or worse.
That’s where David J Miller Insurance comes in. We understand the risks involved in hosting these spooky events, and without the right insurance coverage, you could end up with a scare far worse than your guests!
No matter the size or type of Halloween event you’re planning, you have a responsibility to protect everyone involved – attendees, exhibitors, the general public and your employees. Our event insurance policies can give you peace of mind, covering accidents, injuries, and third-party property damage that may occur as a result of negligence.
Halloween event insurance is crucial. It can cover everything from injury compensation claims to damaged event equipment. Plus, we can offer protection against cancellations due to adverse weather, so your outdoor events aren’t left out either.
While public liability insurance isn’t legally required, it’s a smart move if covering potential compensation claims seems daunting.
Get in touch and let us help ensure your event stays protected, no matter what may go bump in the night!
No need to be scared – our event insurance premiums are highly competitive!
Halloween events we can cover
Halloween events we can provide insurance for include:
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Scare fest
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Scare maze
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Haunted attractions
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Pumpkin patches
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Haunted mazes
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Escape rooms
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Halloween trails
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Halloween installations
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Zombie apocalypse experience
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Outdoor cinema experience
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Arts and crafts workshop
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Other immersive or interactive scare attractions
How to help minimise risk at scare events
To ensure your spooky event runs smoothly and safely, here are some important precautions to consider:
- Fire extinguishers: Keep them on hand and accessible in case of emergencies.
- Warning signs: Clearly mark hazardous areas to keep attendees informed.
- Age limitations/adult-only events: Restrict access for younger attendees where appropriate to minimize risk.
- Guides: Have staff or guides available to assist and direct attendees safely.
- Well-lit entrances, exits, and stairs: Ensure all access points are properly illuminated or clearly marked for easy navigation.
- First-aid kits/first-aiders: Have medical supplies and trained personnel ready to handle minor injuries.
- Avoid serving alcohol: If possible, reduce the risk of accidents by limiting alcohol consumption.
- Venue risk assessment: Conduct a thorough review of the venue to identify and address potential hazards.
- Waivers: Require attendees to confirm their health, fitness, age, and understanding of risks involved.
- Comprehensive insurance: Make sure you have robust coverage to protect against injuries or accidents during the event.
- If your event is outdoors, a contingency plan is essential since unpredictable winter weather in the UK can easily disrupt your event.
How much does Halloween event insurance cost?
Quote explained
This starting price is based on:
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 4 September 2026. Your premium will be calculated based on the details of your event and the cover selected, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the total attendance over the full duration of the event, the public liability limit of indemnity and the duration of the event. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
Core
Covers
Event Public Liability Insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your event. Read More
Employers’ Liability
Insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work at your event.
Read More
Event Equipment
Insurance
Can cover event equipment against insured risks such as accidental damage, loss or theft.
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Event Cancellation
Insurance
Can cover certain irrecoverable costs or loss of revenue if an event is cancelled, postponed, interrupted or abandoned for an insured reason.
Read More
How
to get
a quote
You can call us, fill in our online form, or ask us to call you back, whatever suits you best.
Read more about the different ways to get in touch, what information we will need from you and FAQs about getting an event insurance quote.
Why
choose
us
Specialist event insurance with direct support from a UK-based team
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