INSURING EVENTS FOROVER15YEARS!
Event equipment insurance
Event equipment insurance can cover the cost of repairing or replacing equipment that is accidentally damaged, lost or stolen.
Who is event equipment insurance for?
Event equipment insurance is for anyone who owns or hires equipment for an event and wants insurance in case it’s damaged, lost or stolen. This can include:
- Event organisers
- Production companies
- Exhibitors
- Performers and entertainers
- Businesses
- Individuals hiring equipment for private events
What equipment can be insured?
This can include sound and lighting systems, AV and technical equipment, staging, rigging, generators, marquees, seating, crowd barriers and other equipment you own or hire for your event.
We can arrange insurance for equipment of different values, from lower-value equipment used at smaller events to expensive sound, lighting and production equipment used at concerts, festivals and other large events.
How much does event equipment insurance cost?
What is this price based on?
This premium is based on cover where the maximum single item limit is £2,000 or 10% of the maximum equipment sum insured, whichever is greater. This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 19 October 2026. Your premium will be calculated based on the details of your event and the cover you choose, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the event equipment sum insured and the duration of the event. Adding public liability, employers’ liability or cancellation cover can also increase the premium.
What should I check when insuring my event equipment?
When arranging insurance for your event equipment, don’t just think about what happens during the event itself. Equipment can also be damaged or stolen while being transported, set up, dismantled or stored overnight.
Make sure you include the all the dates you need cover for and check that the policy covers all your equipment, including when it’s being transported or stored, as some policies can exclude certain types of equipment or have restrictions on where it’s covered.
Why is event equipment insurance important?
Event equipment can be expensive to repair or replace if it’s damaged, lost or stolen. Having the right insurance can help protect you against these unexpected costs, whether you own the equipment or hire it.
If you’re hiring equipment, you may be responsible for repairing or replacing it under your hire agreement. Without insurance, you might have to cover these costs yourself.
How to get an event insurance quote
You can call us, complete our online form, or ask us to call you back. Choose whichever option suits you best.
Find out how to contact us, what information we will need and what to expect when requesting a quote.
Why choose Event Insurance Direct?
Specialist event insurance with direct support from a UK-based team
Why Choose UsEvent equipment insurance FAQs
Answers to common questions about event equipment insurance.
Can I insure event equipment on its own?
Yes, you can insure your event equipment on its own without having to buy other types of event insurance.
Can I insure equipment I’ve hired for an event?
Yes, you can arrange insurance for equipment you’ve hired for your event, whether it’s for a short-term hire or a longer period. Make sure your insurance covers what you’re responsible for under your hire agreement.
Does event equipment insurance cover theft?
Yes, event equipment insurance can cover equipment that’s stolen. Check your policy for any theft exclusions or security requirements you need to follow.
How much event equipment insurance do I need?
You should insure your equipment for its full value. Check whether your policy has a limit on the value of any one piece of equipment, particularly if you’re insuring expensive sound, lighting or production equipment.
What isn’t covered by event equipment insurance?
Event equipment insurance doesn’t cover every type of loss or damage. Common exclusions include wear and tear, mechanical or electrical breakdown and equipment that goes missing without any explanation. Check your policy for any exclusions that apply.
Can I get event equipment insurance for a one-off event?
Yes, you can arrange event equipment insurance for a one-off event, whether it’s for one day or multiple consecutive days. Make sure you include any extra days you need cover for, such as setting up and taking down your event.
Does my existing business insurance cover equipment at events?
It might, but not all business insurance policies cover equipment used at events. Ask your broker or insurer to confirm whether your equipment is covered away from your business premises, including during transport and overnight storage, and whether hired equipment is included. If your existing policy doesn’t cover it, you’ll need to arrange separate event equipment insurance.
Can I insure expensive sound, lighting and production equipment?
Yes, you can get insurance for expensive sound, lighting and production equipment. Make sure your policy covers the full value of your equipment and check whether there’s a limit on the value of any one piece of equipment.
Can I insure equipment for multiple events throughout the year?
Yes, you can arrange insurance for equipment used at multiple events throughout the year, rather than taking out separate cover for each event.
Does event equipment insurance cover continuing hire charges?
Continuing hire charges aren’t automatically covered by event equipment insurance. If hired equipment is damaged or stolen and you can’t return it on time, you could still be charged for the extra hire period. If you need cover for continuing hire charges, make sure you arrange a policy that specifically includes them.
COVERS
