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Craft fair insurance
Arts and crafts events can be a lot of fun. Both children and adults can participate in the fun and games. This can include crafting models, drawing and painting, making sculptures and all sorts of other activities. Now you may not think there would be much risk in organising an event such as this, however, there are a few things you need to think about during the preparation stage.
- Have you secured the right venue for the event and received written confirmation of the booking?
- Have you carried out a written risk assessment and put a formal health and safety policy in place to be adhered to in the event of an incident occurring?
- Do all of the stallholders/exhibitors have adequate insurance cover in place before attending the event?
- Are all of the staff members/volunteers helping out at the event aware of their duties? Are they made to comply with the formal written health and safety policy?
Within the above list, there are just a few examples of the type of things that you need to take in to consideration when organising an arts and crafts event. It may all seem pretty straight forward and down to common sense but you would be surprised how often you can overlook the smallest details. If you do not carry out the right checks during the preparation stage, you could find yourself in a bit of a precarious position. A position you wouldn’t necessarily want to be in, if an incident was to occur.
COVERS
What does craft fair insurance cover?
Craft fair insurance can combine several types of cover depending on your event and the risks you want to insure. The main options are public liability insurance, employers’ liability insurance, event equipment insurance and event cancellation insurance.
Public liability insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your event.
We can arrange cover from £1 million to £10 million, with higher limits available where needed for larger public events or where required by contract. Venues, landowners and local authorities often require evidence of insurance before allowing an event to proceed.
Employers’ liability insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work at your event.
When arranging cover, tell us about everyone working at the event including permanent and temporary employees, stewards and marshals, casual event workers, volunteers and unpaid helpers, and anyone working under your direction or control.
Event equipment insurance
Can cover event equipment you own, hire or lease against insured risks such as accidental damage, loss or theft. This might include seating, staging, decorations, crowd barriers, sound and lighting equipment, generators, marquees and other temporary structures used at your event.
Event cancellation insurance
Can cover certain irrecoverable costs and expenses or loss of revenue if your event is cancelled, postponed, interrupted or abandoned for an insured reason.
Adverse weather cover can also be included if required.
How much does craft fair insurance cost?
What is this price based on?
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 19 October 2026. Your premium will be calculated based on the details of your event and the cover you choose, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the total attendance throughout the entire duration of the event, the public liability limit of indemnity and the duration of the event. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
How to get an event insurance quote
You can call us, complete our online form, or ask us to call you back. Choose whichever option suits you best.
Find out how to contact us, what information we will need and what to expect when requesting a quote.
Why choose Event Insurance Direct?
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