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Why don’t we provide an on-line event insurance quote and buy service? We used to, but in our experience we found that most users insured themselves incorrectly, rather than have you do all the work and make a mistake we prefer to speak to you, find out about your event and provide a quote in person that meets your requirements. Better safe than sorry. We can quote most types of events over the phone in a matter of minutes.
Why do you need event insurance?
In litigious society it is becoming especially important that event organizers and stall holders have adequate event insurance cover in place. Similarly, many venues require evidence of an event organizers own liability insurance certificate. This is usually prior to allowing the use of their facilities.
There are a number of different areas of cover available to you to protect your liabilities, finances and assets.
Event insurance cover
- Event public liability insurance covers your legal liability towards members of the public following an accident or incident. This cover provides protection from claims brought about from third parties in the event of injury to or damage to their property caused by the insured’s negligence.
- Employers liability insurance covers your legal liability towards paid employees, volunteers or assistants whom you have entered into a contract of service with following an accident.
- Equipment and assets cover provides financial protection for equipment owned or hired in for use at your event.
- Cancellation and non appearance cover provides financial protection in the occurrence of cancellation due to circumstances beyond your control. It also covers non appearance of pre-booked entertainers that are essential to the event proceeding.
“David J Miller have provided us with excellent and prompt service for our own event and others where we exhibit. Highly recommended.”– APM Agency
You can rely on the fact that the policies we provide are underwritten by some of the largest names in insurance. These name include UK General Insurance, Beazley Insurance, Brit Insurance. Furthermore, we can also provide quotes through various Lloyds of London Insurance Syndicates.
If you have any questions regarding event insurance, take a look at our frequently asked questions
Large, sports & unusual events
For more complicated events, festivals, concerts, sports events, large or unusual inquiries give us a call. One of our experienced team will take some details to provide you with a quote. However, more complicated risks do take a little longer for us to provide a rate for.
Additionally, if you are unsure of the cover you need, want some advice or just want to talk to someone about your requirements please give us a call. We’ll be happy to help.
As a leading UK provider we can help ensure that your liabilities are protected whether your event is big or small from charity fun days to week long live music festivals.
Being aware of potential claims can go some way to avoiding them. Take a look at the claim examples below:
Public Liability: A marquee that you have erected becomes unstable and unfortunately collapses on to attendees of your event. The injured party finds you, as the event organiser, negligent and presents a claim for third party bodily injury. Comprehensive event insurance should be in place to protect you
Employers Liability: a volunteer at your event, operating under your instruction, suffers an injury when they fall from a ladder. The volunteer believes you to be at fault as you didn’t provide adequate safety precautions. An employers liability claim follows.
Event Equipment: You’ve hired in a large lighting system to add great atmosphere to your event. This equipment is accompanied and controlled by a lighting board. At the end of the event, when everyone is packing up, you notice that the lighting controller is missing. After hours of searching you conclude that the equipment is stolen. Without adequate insurance coverage, you would be liable for all replacement costs.
Cancellation: You’ve hired a venue and the day of the event is here. Unfortunately, the venue call and advise that due to sanitation issues at the premises, you will not be able to hold the event there. Cancellation insurance would step in at this point to reimburse your irrecoverable costs & expenses
You haven’t organised the fair, but your refreshment business is attending as a stallholder serving drinks. A trailing cable from your cooler causes a member of the public to trip and sprain their wrist. As you are responsible for your stall, you would be held negligent if a claim presented itself.
Insure with confidence
Our team can provide cover for a wide variety of events. In particular, these range from business meetings, seminars and conferences, to social gatherings, parties, beer festivals, boxing matches, dinner dances and balls, community fetes, festivals, charity events, sports events and firework displays. Are you adequately covered for firework display insurance and bonfire insurance for your bonfire night celebrations? We also provide face painting insurance for individuals on a one day or annual basis.
We can indeed assist no matter what type of events insurance cover you are looking for. Our team can provide cover for a range of different events.
Complete our online enquiry form and one of our team will give you a call. We are happy to assist with any concerns or queries you may have.
On the other hand, if you’re looking for more of a small business or organisation insurance for the year, why not check out our David J Miller Insurance Brokers website?
Similarly, do you need more than just a single event insurance policy? Why not have a look at our annual event insurance?
Dedicated to our craft
We have always been proud of the service we provide but are constantly evolving. Similarly, we find that our clients are incredibly satisfied with us during the lifespan of their policy.
“Fast, efficient and very competitive, excellent service”
– Brilliant Gin from The Really Brilliant Company Limited