INSURING EVENTS FOROVER15YEARS!
DJ insurance
The majority of venues will only hire artists who hold adequate DJ insurance.
Our dedicated event insurance is designed with you in mind. We ensure you are covered for any potential public liability incidents whilst also providing the optional extension to include equipment insurance.
Why would I need public liability insurance?
When you perform live as a DJ, all you want is a successful show that goes off without a hitch. However, luck may not always be on your side.
If a member of the audience suffers an injury which could be deemed as a result of your negligence, you could be required to pay legal and compensation costs.
We can provide quotations for up to £10,000,000 public liability cover for a single event. We can even offer an multi event insurance policy that will cover you for a specified number of events.
COVERS
What does DJ insurance cover?
DJ insurance can combine several types of cover depending on the risks you want to insure. The main options are public liability insurance, employers’ liability insurance, DJ equipment insurance and cancellation cover.
Public liability insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your DJ activities.
We can arrange cover from £1 million to £10 million, with higher limits available where needed or where required by contract. Venues and event organisers may require you to provide evidence of public liability insurance before allowing you to perform.
Employers’ liability insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work for you.
When arranging cover, tell us about everyone working for you, including permanent and temporary employees, assistants, technicians, casual workers, volunteers and unpaid helpers, and anyone working under your direction or control.
DJ equipment insurance
Can cover DJ equipment you own, hire or lease against insured risks such as accidental damage, loss or theft. This might include decks, mixers, controllers, laptops, speakers, amplifiers, microphones, lighting equipment, stands, cables and other equipment used for your DJ activities.
Cancellation insurance
Can cover certain irrecoverable costs and expenses or loss of income if an insured booking or event is cancelled, postponed, interrupted or abandoned for an insured reason.
Adverse weather cover can also be included if required.
How much does DJ insurance cost?
What is this price based on?
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 19 October 2026. Your premium will be calculated based on the details of your event and the cover you choose, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the public liability limit of indemnity and the duration of the event. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
How to get an event insurance quote
You can call us, complete our online form, or ask us to call you back. Choose whichever option suits you best.
Find out how to contact us, what information we will need and what to expect when requesting a quote.
Why choose Event Insurance Direct?
Specialist event insurance with direct support from a UK-based team
Why Choose Us