INSURING EVENTS FOROVER15YEARS!
Christmas event insurance
Christmas is always a fun time of year. If you are organising an event over the festive period then taking out event insurance could be a sensible option. Whether it’s a Christmas Fair/Market, Lights Switch On or a Winter Wonderland event our policies are designed to help cover all aspects and threats posed to an event organiser from any kind of disaster occurring at the event.
Insure for a Merry Christmas
The unpredictable weather of the winter months can sometimes cause complications for event organisers. Therefore, an event cancellation policy may be a good route to go down. There would be nothing worse than having everything all set up and ready to go only for adverse weather to occur either on the day or in the lead up to the event. Heavy snowfall could cause major travel disruptions. This would stop people from being able to get to the venue meaning all the parents wouldn’t be able to make it to your event and the children wouldn’t be able to come and collect their presents from Santa! There are many potential threats against cancellation of an event during winter. For more information on event cancellation cover please refer to the relevant web page.
Alongside the possibility of cancellation of the event there are many risks to think about from a liability perspective too. This can include the possibility of someone tripping over any loose wires from all of the lighting. Additionally, faulty construction of Santa’s Grotto can be a liability hazard. Even one of Santa’s elves could claim against you if they were to injure themselves whilst carrying out any work under your instruction (even the elves can make Santa’s naughty list!). Both public and employers liability insurance is available with our Christmas Event Insurance policies to protect against such occurrences. Property cover is also available for any hired in equipment in use at the event.
If you’re stuck for ideas, why not check out our Christmas Party Ideas blog?
Christmas & New Year’s Eve parties
What would Christmas be without all of the parties and celebrations that come with it? It could be a Christmas work’s party or bringing in the New Year after all of the festivities have ended. December and January will be full of all sorts of shenanigans. Taking out insurance protection to cover against anything happening on the night could help to remove any further headache you may incur the morning after – who needs the extra hangover!
Insuring with David Miller’s means that you can insure with confidence. If you have any queries, our passionate team are on hand. Our event insurance account handlers can provide a competitive quote in minutes.
For more information on any of our policies for Christmas events please contact us on the number above or fill out our online enquiry form and one of the team will get back to you.
Don’t wait for the ice to melt, check out our Water Based Event Insurance.
How much does Christmas event insurance cost?
Quote explained
This starting price is based on:
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 4 September 2026. Your premium will be calculated based on the details of your event and the cover selected, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the total attendance over the full duration of the event, the public liability limit of indemnity and the duration of the event. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
Core
Covers
Event Public Liability Insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your event. Read More
Employers’ Liability
Insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work at your event.
Read More
Event Equipment
Insurance
Can cover event equipment against insured risks such as accidental damage, loss or theft.
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Event Cancellation
Insurance
Can cover certain irrecoverable costs or loss of revenue if an event is cancelled, postponed, interrupted or abandoned for an insured reason.
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How
to get
a quote
You can call us, fill in our online form, or ask us to call you back, whatever suits you best.
Read more about the different ways to get in touch, what information we will need from you and FAQs about getting an event insurance quote.
Why
choose
us
Specialist event insurance with direct support from a UK-based team
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