INSURING EVENTS FOROVER15YEARS!
Festival insurance
Festivals are a popular event, particularly throughout Spring and Summer. With access to a wide range of the insurance market we are able to quote for a variety of different Festivals. These range from a small local Food and Drinks Festival in the nearby town to a large Music Festival with over 20,000 attendees. Below are just a few examples of the type of events which we are able to insure.
- Music Festival
- Beer Festival
- Food Festival
- Arts Festival
- Cultural Festival
- Religious Festival
What am I insuring against?
Protecting yourself against any potential claims being brought against you as a Festival organiser be it a liability claim or cancellation of the event due to an unforeseen circumstance would be a wise decision. Running the event without any insurance cover in place could be a decision you may come to regret. Over the years we have insured many Festivals in the UK both large and small with each carrying their own potential risks. A liability claim could arise from a slip or trip. An item which you have erected such as an advertisement banner could fall down and injure someone. Furthermore, the entire event could be cancelled due to severe weather. We have come across all of these circumstances in the past. Luckily our clients had taken out the right policy to protect themselves against these scenarios. Any insurance claims are handled by our underwriter’s expert claims teams.
Who can we insure at a festival?
It isn’t just the event organiser who needs cover. A Festival will often have a wide variety of different acts performing at the event. Many stall holders/exhibitors may be in attendance also. We are able to offer cover for stall holders, bands, DJ’s, musicians and the like under our own in-house events facility: Stallholder Insurance
How much does festival insurance cost?
Quote explained
This starting price is based on:
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 4 September 2026. Your premium will be calculated based on the details of your event and the cover selected, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the total attendance over the full duration of the event, the public liability limit of indemnity and the duration of the event. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
Core
Covers
Event Public Liability Insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your event. Read More
Employers’ Liability
Insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work at your event.
Read More
Event Equipment
Insurance
Can cover event equipment against insured risks such as accidental damage, loss or theft.
Read More
Event Cancellation
Insurance
Can cover certain irrecoverable costs or loss of revenue if an event is cancelled, postponed, interrupted or abandoned for an insured reason.
Read More
How
to get
a quote
You can call us, fill in our online form, or ask us to call you back, whatever suits you best.
Read more about the different ways to get in touch, what information we will need from you and FAQs about getting an event insurance quote.
Why
choose
us
Specialist event insurance with direct support from a UK-based team
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