INSURING EVENTS FOROVER15YEARS!
Street party insurance
Relax and enjoy your street party knowing that whatever happens, you have the right cover! Simple, hassle free street party insurance protection with your documents emailed across to you within minutes.
Street parties are back in fashion and on the increase. It seems as though more and more neighbourhoods are getting together socially for good times to have fun and celebrate. If the bunting and BBQ are coming out this spring and summer then street party insurance would be a tactful move for any street party event organiser.
If you are planning a street party whether it be a celebration of a royal occasion, national sporting event or simply a good old fashioned friendly neighbourhood get together. We can provide you with the right events insurance protection should any claims for damages be brought against you should things go wrong.
Why would I need street party insurance?
It won’t happen to me. Hopefully it won’t. But it might!
Don’t allow your street party to turn into a street disaster. Claims are brought against people for many unforeseen reasons and incidents. It is better to have protection in place than wish you had.
No doubt your street party will be attended by neighbours including friends and family who you would assume wouldn’t contemplate bringing a claim for damages against someone they know, particularly you! However in cases where serious incidents have occurred where serious injury or damage is caused as a result of the event organiser’s negligence (where you can be held accountable for that incident/accident), in today’s litigious society friendships and family ties are easily forgotten.
Many councils now stipulate that organisers take out street party insurance as a mandatory requirement prior to any street party commencing. Check with your local council/authority the level of indemnity they require you to have in place to meet their criteria. This is usually £5,000,000 but please check.
Street parties are high on the agenda for many neighbourhoods over the forthcoming 12 months. Covering your liabilities against the aspects of the event would prove to be a sensible decision. This insurance policy provides protection for the policy holder in the event of an unfortunate incident occurring which could possibly bring a claim against the event organiser.
How do I get street party insurance?
Its easy. Our staff will ease you through the process. We will collect a few basic details from you and take payment over the phone. We will then email your documents across to you. If you don’t understand anything about the cover, our friendly staff are happy to help out. We can also explain a bit more about insurance we offer. Contact us to find out more about the rates and benefits which we can offer.
So what does street party insurance cover me for?
Your insurance will protect you against any claims for damages that are brought against you. Our event insurance will cover you up to the indemnity limit of your policy.
Your policy will automatically provide street party public liability insurance which protects you as the event organiser from any members of the public seeking to make a claim should they suffer some form of accident or injury at the event caused by the negligence of the event organiser. Indemnity limits available range from £1,000,000 through to £20,000,000 if required.
Alongside public liability cover can extend to include any event equipment providing financial protection for loss or damage to any equipment that you own or have hired in (with a maximum single article limit as per policy conditions).
Further street party insurance policy extensions are available for employers liability insurance should you enter into a contract of service with any assistants or employees. The cover will protect you against any claims brought against you from any employees, assistants or volunteers helping out at the event that may prove to be the fault of the event organiser.
Street party cancellation insurance will provide financial protection for losses you incur should the event be unable to proceed. Any cancellation insurance policy must be put on cover at least 14 days prior to the event date.
For more information on organising a street party head over here: street party information
How about expanding your Street Party? Check out our Carnival Insurance page.
How much does street party insurance cost?
Quote explained
This starting price is based on:
This is an actual quotation arranged through David J Miller Insurance Brokers and underwritten by Bspoke Underwriting Ltd on behalf of Accelerant Insurance UK Limited dated 4 September 2026. Your premium will be calculated based on the details of your event and the cover selected, so the price you receive may be higher than the example shown.
Factors that can affect the premium include the total attendance over the full duration of the event, the public liability limit of indemnity and the duration of the event. Adding employers’ liability, event equipment or cancellation cover can also increase the premium.
Core
Covers
Event Public Liability Insurance
Can cover your legal liability if a member of the public is injured or third-party property is damaged in connection with your event. Read More
Employers’ Liability
Insurance
Can cover your legal liability if an employee is injured or becomes ill as a result of their work at your event.
Read More
Event Equipment
Insurance
Can cover event equipment against insured risks such as accidental damage, loss or theft.
Read More
Event Cancellation
Insurance
Can cover certain irrecoverable costs or loss of revenue if an event is cancelled, postponed, interrupted or abandoned for an insured reason.
Read More
How
to get
a quote
You can call us, fill in our online form, or ask us to call you back, whatever suits you best.
Read more about the different ways to get in touch, what information we will need from you and FAQs about getting an event insurance quote.
Why
choose
us
Specialist event insurance with direct support from a UK-based team
Read More