On Saturday 6th May 2023, the King Charles will be crowned at Westminster Abbey in London. Up and down the country, this historical event has communities buzzing in excitement as this will be the first coronation in nearly 70 years following the late Queen’s long reign.
With the confirmation of an extra bank holiday on Monday 8th May, many people are anticipating a weekend full of celebrations and there is no better way to celebrate a royal event than with a street party.
If you are organising a street party, it is essential that you protect yourself against any potential claims for damages brought against you. Here at David J Miller Insurance Brokers, we specialise in street party insurance. This means that we can provide first-class insurance protection for your festivities.
In this post, our expert team expands on insurance for your street party. We cover the key points surrounding the importance of the cover:
What To Consider When Hosting A Street Party For The Kings Coronation
There are many things to consider, alongside Union Jack themed banners and finger foods, when planning a street party for the Kings Coronation.
We’ve put together a list of the most important factors to tick off before the big day:
- Consult with your neighbours and get their agreement before moving forward with the event.
- Make sure to tell your council about your street party at least 6 weeks prior to the event. This allows enough time for obtaining permission and closure of the road, if necessary, and informing the council of the required information.
- Does the proposed date of your street party clash with any other events in your area? Double check for any local pre-planned events beforehand.
- If you are planning to sell alcohol, make sure to get a Temporary Events Notice license.
- Provide, put out and remove all legally required signage.
- As the organiser of the event, it is imperative you protect yourself against financial loss. Taking out street event insurance means you can have peace of mind and fully enjoy the event.
Why Do I Need Street Party Insurance?
Street parties are a time for fun and celebration, especially for such a momentous occasion as the Kings Coronation. However, even when planning for an exciting event such as this, it is so important to ensure that you are protected against unforeseen incidents or accidents. Although we hope otherwise, there is a very real risk of serious injuries or damages occurring during a street party. These injuries or damages can result in significant financial losses for the event organiser. After all, it is better to have protection in place rather than wish you had.
Furthermore, it now is a mandatory requirement from many local councils that any organiser take out street party event insurance prior to the event occurring. It is always best to check beforehand the level of indemnity your local council requires that you have in place to meet their criteria.
What Does Street Party Insurance Cover?
To put it simply, street event insurance can protect you against claims for damages that may be brought against you as the event organiser. Street party public liability event insurance will protect you should any members of the public seek to make a claim should they suffer some form of accident or injury at the event caused by the negligence of the event organiser.
Should you have to cancel the event, street party cancellation insurance will protect you against financial losses incurred due to the cancellation.
Cover can also extend to include any event equipment providing financial protection for loss or damage to any equipment that you own or have hired in (with a maximum single article limit as per policy conditions).
Additionally, extensions are available for employers liability insurance should you enter into a contract of service with any assistants or employees. This protects you from any claims brought against you from any employees, assistants or volunteers helping at the event that may prove to be the fault of the event organiser.
Why Should I Use David J Miller Insurance Brokers?
Here are just a few of the reasons you can count on us for your coronation street party insurance.
Expert Team Of Insurance Enthusiasts
As a renowned insurance broker with over 50 years of experience in niche areas of insurance, you can be confident that your dedicated policy handler is an expert in their field.
Leaders In Customer Service
Our specialists guarantee a first-class customer experience, with support throughout the entire insurance process. You can expect a responsive, communicative, and dedicated service always.
Competitive And Comprehensive Cover
We have access to some of the UK’s leading event insurers. This means that we can offer cover that includes comprehensive event insurance protection for your street party at competitive premiums.
Bespoke Insurance Schemes
If you require tailored protection and service for your street party, we will endeavour to provide you with a bespoke service to find the right policy that best fits your specific requirements.
The Claims Specialists
Rest assured as our dedicated insurance claims department will be on hand to offer support if the worst is to happen. We will advise on the best way to present your claim to the insurer, helping to move the claim forward as quickly as possible.
What To Expect
Our experts will guide you through the entire insurance process from start to finish. We collect all your details so you are able to make a simple payment over the phone. We’ll email you all your documents and assist you with all your questions – providing an efficient, speedy service.
Get A Free Street Party Insurance Quote
Are you hosting a street party for the upcoming Kings Coronation? Enjoy your celebrations with the confidence of being comprehensively protected with competitive cover from the event insurance experts at David J Miller Insurance Brokers.
As street party insurance specialists, we can give you a quote over the phone in just a few minutes. Our team will support and advise you throughout the entire process. We will also be on hand to answer any questions you may have leading up to the event. Our aim is to give you total peace of mind throughout the entirety of the occasion.
To get in touch with David J Miller Insurance Brokers:
- Give us a call on 01254 355 159 to chat with a member of our friendly team.
- Alternatively, fill out our enquiry form or email us at firstname.lastname@example.org. We will aim get back to you as soon as possible.
Visit the David J Miller Insurance Brokers website today to learn about all our services in more depth.
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