Lots of people go to firework displays to celebrate the start of the new year and when you look out of your window on New Year’s Eve, you will likely see fireworks lighting up the sky. If you’ve decided to organise a firework event for the 31st of December this year, whether this is for a social club or a group of friends, getting insurance is a key part of the planning process. Firework display insurance is more important than people tend to realise. You should have the right cover in place to protect you and your liabilities.
We would recommend that you get firework event insurance as early as possible to ensure you have the right type of cover in place ready for New Year’s Eve and our team at David J Miller Insurance Brokers is here to help. If you’d like to find out more about firework display insurance, below we have answers to some of the questions we’re commonly asked by event organisers.
Why is firework display insurance important?
As the organiser of a firework display, it is your responsibility to protect anyone who attends. Even if you follow all mandatory regulations, conduct risk assessments and have suitable dropping zones and spectators zones, there is still a chance that an accident will happen at your firework event. Should an attendee get injured or third-party property be damaged, claims could be made against you.
Having suitable insurance will provide you with the protection you need in this circumstance and you can have peace of mind knowing that if you’re found at fault, you have cover in place to prevent the financial strain that comes with settling claims. As an event organiser, insurance isn’t something you should overlook and taking out suitable policies before your event is always worthwhile. It’s important to prepare for all eventualities.
Do you still need firework display insurance for private events?
The simple answer to this question is yes. Unfortunately, accidents can still happen at private firework events. If you’re organising a small firework display, you should still invest in the right type of insurance to protect your liabilities. David J Miller Insurance Brokers can help you to find the ideal firework display insurance for your event. Regardless of its size, we have worked with a variety of event organisers in the past.
What protection does firework display insurance provide?
Firework display insurance can be tailored to meet your specific needs. In addition to event public liability insurance, there is a wide range of other insurance solutions that may be advantageous. From employer liability insurance to event cancellation insurance, there is cover available to protect you in various circumstances.
At David J Miller Insurance Brokers, we understand that arranging insurance isn’t always easy. Our team is here to help you get the protection you need. Whenever you’re planning a firework display, we will discuss your needs with you in more detail. We will help you to find a policy that is perfect for your event. You can find out more about the information we require to assist you with firework insurance on our enquiry form.
How much does this insurance cost?
Several factors will impact how much event insurance costs, including the type of protection and the level of cover you require. There isn’t a one-size-fits-all insurance solution. If you’re interested in getting a quote for firework display insurance, get in touch with our team. We will be happy to help you. We pride ourselves on providing event organisers with a straightforward and hassle-free solution to their insurance needs.
How David J Miller Insurance Brokers can help
Hopefully, the information above will be useful if you’re planning a firework event this year but if you have any unanswered questions, don’t hesitate to contact us at David J Miller Insurance Brokers. Since 1965, we have been assisting event organisers with the policies they need and we have the expertise required to help you narrow down the vast insurance market. We have a large panel of the UK’s leading insurance companies available to us and we can assure you that you will be in very capable hands with our team.
Feel free to email us today at firstname.lastname@example.org. Or, call us on 01254 355 159 to find out more about how our specialist team can assist you.