If you are organising a one-off event, you need to ensure that you are covered in case of any accidents, damages and cancellations. Whether you are hosting an arts and crafts event, party, sports event or fete – insurance for a single event is something that should be considered and not left till the last minute.
Here at David J Miller Insurance Brokers, we specialise in event insurance for individuals, companies and associations to protect them from any claims made during their events. Offering a wide range of event insurance cover, we make sure that your event is adequately covered and protected in the correct areas.
We’d like to explain in a little more detail about the pros of purchasing single event insurance, and the various cover options that we have available.
What is One-Off Event Insurance?
One-off event insurance is for events that will only last one day, hence the name; one-off event or single event. Therefore, if you are hosting an event for just one day, you need to make sure that you are appropriately insured. You may think that nothing will happen in one day, but you don’t know what could occur at a event. Consequently, if you are not appropriately insured you could face claims of thousands of pounds against you.
What Incidents could Occur?
Many types of incidents can happen at an event. For instance, someone tripping over a stand or hurting themselves during an activity. Through being insured, you can relax and enjoy hosting your event with peace of mind. You are assured that if anything was to happen you have taken the necessary precautions to protect yourself.
Types of Event Insurance Cover
We have a number of event insurance cover options available, to cover you for different outcomes. These varieties of event insurance will protect you against different situations and incidents that may occur.
Firstly, public liability insurance is a main player within the events industry. This cover is for if a member of the public or guest at your event is injured. If you hire anyone to assist you with your event, you are required by law to take out employers liability insurance alongside this.
We also offer additional cover including equipment cover and cancellation insurance. Equipment cover protects your hired equipment should it be damaged or stolen by a third party. Cancellation insurance offers financial protection in the unfortunate event that you have to cancel your event due to unforeseen circumstances.
If you are not sure which type of insurance cover you require for your event, our team will assist you in choosing the right type of cover.
Want to Purchase Single Event Insurance?
Hopefully this post has given you more insight into single event insurance, and with it, the associated benefits. If you are interested in purchasing single event insurance, we welcome you to call us on 01254 355 159. We will provide you with a free, no-obligation quote for your insurance. Our quotes are comprehensive and our insurance policies are affordable. We aim to provide excellent value for money and peace of mind.
Alternatively, you can fill out our online form. A member of our team will give you a call shortly to provide you with your quote. Our team has a wealth of experience and expertise in event insurance. They will endeavour to assist you with answering any questions that you may have.