Insurance caters for the unforeseen and the unpredictable. What’s more unpredictable than the great British weather?
The majority of event organisers worry that their event is going to be interrupted by a sudden torrential downpour of rain, but can you insure against these risks?
Is there such a thing as bad weather insurance?
More commonly, bad weather insurance is known as event cancellation insurance. Cancellation cover can include financial protection should your event fall victim to adverse weather.
If you are organising a community fun day, a sporting event or any other outdoor event, make sure that you are familiar with the event insurance cover options that are available to you.
What is adverse weather?
Adverse weather cover refers to conditions so bad that running the event would be deemed dangerous. In this case, you should ensure that your insurance provides adequate cover for cancellation of the event. Similarly, cover can be provided should inclement weather deter the crowd from attending the event.
Furthermore, we can extend cancellation insurance to include excessive wind speeds and rainfall.
Making sure your insurance covers your needs
It’s imperative that with any event insurance quotations you receive, you check that the cover is adequate for your personal requirements.
Event insurance policies may not include event cancellation as standard. Ensure that you put your coverage needs to your supplier in order to reap the benefits of a tailored insurance policy.
If you find yourself unsure of the cover you require, give our dedicated account handlers a call. We can assist with any questions you may have.
Similarly, take a look at our online enquiry form. You can easily input any cover needs for our team to receive and don’t be shy, if you have any questions about bad weather insurance, let us know.
Bad weather isn’t the only risk looming, our blog on Potential Risks & Single Day Event Insurance may provide some insight.