Firework Display Insurance & Bonfire Insurance
Don't leave it to chance. Make sure you are covered with comprehensive bonfire and firework display insurance. Have fun but be safe and protect yourself.
Are you an event organiser, with a firework display at your event where the fireworks are released by a professional outside contractor?
Or, are you organising an event with a bonfire or where the fireworks will be released by yourself and your assistants?
Be careful when taking out a policy to ensure that it meets with your exact requirements.
Whichever category you and your event fit into we can cover you !
Premiums
Our premiums for liability cover are shown in the table below subject to satisfactory completion of the proposal form which can be completed by clicking the button below the premium tables.
FIREWORK DISPLAY AND/OR BONFIRE WITHOUT THE USE OF A PROFESSIONAL CONTRACTOR | £1million indemnity | £2million indemnity | £5million indemnity |
| Up to 100 attendance | £97 | £144 | £192 |
| Up to 250 attendance | £132 | £210 | £428 |
| Up to 500 attendance | £210 | £319 | £591 |
| Up to 1,000 attendance | £432 | £636 | £1046 |
| Up to 2,500 attendance | £870 | £1079 | £1423 |
| Up to 5,000 attendance | £1084 | £1371 | £1771 |
FIREWORK DISPLAY ONLY WITH THE USE OF A PROFESSIONAL CONTRACTOR | £1million indemnity | £2million indemnity | £5million indemnity |
| Up to 150 attendance | £94.84 | £161.47 | £216.99 |
| Up to 300 attendance | £157.02 | £228.10 | £316.93 |
| Up to 500 attendance | £203.66 | £292.51 | £361.35 |
| Up to 1,000 attendance | £268.07 | £345.80 | £432.43 |
| Up to 2,500 attendance | £350.25 | £472.40 | £605.65 |
| Up to 5,000 attendance | £527.92 | £705.60 | £861.07 |
Who Needs Firework Display Insurance?
We have helped many organisations, associations, companies, pubs, sports & social clubs and private individuals get the right cover in place to protect them and their liabilities. In many cases and for larger organisations we have managed to save our clients hundreds of pounds.
If you are organising a public or private bonfire or firework display then we can arrange the appropriate liability insurance cover giving you fireworks insurance protection in the event of any accidents.
You want your display to go off with a bang and not be left with any headaches after. Our cover is suitable for any bonfire or firework event whether it be a small private function or a large public display and cover is tailored to the event whether the fireworks are released by a professional outside contractor or by the event organisers themselves.
For comprehensive and competitively priced bonfire insurance and firework insurance cover please contact us.
What is Firework Display Insurance?
If you are hosting a bonfire or fireworks display it is your duty of care to provide protection to those that attend and who subsequently may make a claim against you in the event of an accident.
Event public liability insurance for bonfire and firework events offers protection should you be found negligent in the event of an injury to or damage to a member of the public or damage to third party property. Indemnity cover ranges from £1million to £10million providing the organiser with a stress free display.
Cover can extend to include event cancellation insurance if required to protect any costs and expenses incurred in organising the event should it not be able to proceed due to circumstances beyond your control.
What is Not Covered in the Firework Insurance Policy?
Due to the hazardous nature of bonfire and fireworks displays it is a policy condition that all events involving fireworks, whether released by the organiser or by a professional contractor, must be held in accordance with the Department of Trade & Industry Firework Display Regulations.
We exclude directly imported fireworks or fireworks that do not conform to BS7114.
We exclude the operation of a fireworks display using fireworks not tested and labelled in accordance with categories 1, 2 & 3.
We exclude the modification of fireworks other than the fitting of manual or electric fuses
We exclude cover for the individual, group of individuals or participants releasing the fireworks.
We exclude the use of sparklers and the transportation of fireworks.
We exclude the use or release of chinese lanterns.
If you are organising a display and need liability insurance please contact us or complete the online firework enquiry form and we will call you back with a quote.
Call us now for a competitive and hassle free solution to your firework display insurance and bonfire insurance.
