Fetes take place under variety of different names. Call them what you want – fete, fayre, family fun day, community, parish, school fun days all bring together the local community for a day of fun for the kids.
Each year thousands of fetes take place up and down the country and are usually organised by the goodwill of a committee. Our event insurance team help provide insurance protection for those committees and individuals should things go wrong.
Most fete organisers know the benefit of taking out a comprehensive fete insurance policy to protect them in the event of an incident occurring at the event.
We can provide fete public liability insurance to provide cover for injury or damage to third parties. Fetes are usually held on council property and as such £5 million public liability insurance would probably be required. A quick check with your local council will establish exactly what indemnity limit they require and avoid any delays should you have to provide evidence of your fete insurance cover before being permitted to use the facilities.
If you are making use of any volunteers, staff or any persons (whether paid or not) under your instruction throughout the fete you may need employers liability insurance to protect you should a claim arise from injury to any person falling under this category.
Alongside liability insurance there are the usual extensions that we can provide to protect your finances and assets. Cancellation insurance for your fete can cover your costs and expenses incurred should the event be unable to proceed and you can also take event equipment cover which protects equipment you own or have hired in for use on the day such as sound and lighting equipment.