Event Cancellation Insurance
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Why don’t we provide an online event insurance quote and buy service? We used to, but in our experience, we found that most users insured themselves incorrectly, rather than have you do all the work and make a mistake we prefer to speak to you, find out about your event and provide a quote in person that meets your requirements. Better safe than sorry. We can quote most types of events over the phone in a matter of minutes.
Event Cancellation Insurance
Protect yourself from financial losses you may incur as a result of event cancellation.
There may be circumstances beyond your control that lead to the cancellation of your event. Event cancellation insurance reimburses your irrecoverable costs & expenses incurred or loss of profit or gross revenue following the unforeseeable cancellation, abandonment, postponement, interruption or relocation of your event.
Please note unfortunately we cannot provide event cancellation cover to protect against events cancelled as a result of the current known occurrence of the Coronavirus – event cancellation cover excludes any loss directly or indirectly arising out of contributed to by or resulting from Coronavirus (2019-nCoV / COVID-19) or any mutation or variation thereof, including fear or threat of any of the foregoing (whether actual or perceived).
As a leading provider of bespoke cancelled event insurance we can provide a comprehensive stand alone event cancellation insurance policy for any type of event from small meetings and gatherings to major conferences, trade shows, exhibitions, premieres, live music festivals, carnivals, concerts, tours, fairs, tournament and sports events from 10 to 100,000 attendees.
Whatever your event, big or small, we can provide cover to protect your financial interests. It is significantly prudent of any event organiser, promoter or sponsor to consider protecting their financial position against circumstances beyond their control.
Should your event be unable to proceed without the attendance of key personnel such as performers, entertainers and public speakers we can arrange a non appearance insurance extension to protect your losses should they be unable to attend. Please see the relevant page for more information on this type of cover.
What does Event Cancellation Insurance Cover?
In terms of financial protection cover can include costs and expenses such as venue costs, advertising, promotional material and marketing, merchandising and so on and extend to include gross revenue such as ticket sales, space and pitch hire, sponsorship and advertising.
Cover can include cancellation due to weather where conditions are such that it would make the running of the event dangerous or inclement weather prevents crowds from turning up. Adverse weather cover can extend in isolation to include excessive rainfall and wind speeds. For more details please contact us.
Event cancellation insurance can also include protection should the venue be unable to hold the event due to sanitation issues, food poisoning or murder or suicide at the venue.
Further perils can extend to include terrorism and threat of terrorism, power failure, public transport failure or denial of access, TV transmission failure and natural catastrophes.
Whilst your event cancellation policy can provide comprehensive cover it will not provide protection for lack of sales, response or attendance, variations in exchange rates or currency stability, financial failure, insolvency or default; support or withdrawal of support by any party.
Examples of Event Cancellation Claims
- Terrorism threat at national televised horse race
- Pool sanitation issues at swimming gala
- Convention centre destroyed by fire
- Collapse of jetty at regatta
- Pitch damage at football tournament
- Public utilities (power and/or water) failure at venue
- Murder at venue restricts access
- Key performer unable to attend due to accident/ death/ ill health
- Artist unable to attend due to flight cancellation
Adverse weather extension
Events can be cancelled for numerous of reasons. Making sure your insurance covers you for adverse weather is important as one of the main reasons large events can not take place is due to disturbances caused by weather. If you need to be cover to insure you for weather and other external factors outside your control, please check out our event contingency insurance page.
Examples of event cancellation claims caused by bad weather:
- Heavy fog at spectator event
- Snow/hailstorm at motorsport event
- Flooding of local roads prevent access to venue
- Gale force winds at air show
- Flooding at festival
- Roof collapse due to heavy snowfall at indoor football tournament.
Even if your event is indoors, adverse weather can still impact your event. Some examples of this include:
- Wifi/electricity cutting out the events venue
- Venues incurring flood or leaks which can be a safety hazard
- Travel arrangements for performers being cancelled due to storm or strong winds. This can include public transport and private transport such as flight/train delays and cancellations or vehicles facing road closures.
- Indoor flooding
- Mould caused by moisturise from bad weather
Although most weather problems arise from rain, snow and wind. Excessive heat during events can also be a major safety concern.
Extreme heatwaves can lead to heat strokes, dehydration and affect those with existing health problems. Other general discomfort that people face include dizziness, nausea and headache.
Read more on how extreme heat can impact our health by CDC.
Thinking of doing an event in summer? Take a look at our This Year’s Hottest Summer Event Ideas blog for ideas on what we think will be popular this summer.
Benefits of our Cancellation Insurance for events
Protect your event with Public Liability Insurance.
Check out our Event Public Liability Insurance.
How do I get Event Cancellation Insurance?
Please call and speak to our dedicated events insurance team today. Our account handlers will be able to talk through the options available to you.
We won’t send you a form to complete. We will talk to you over the phone and collect your event details from you within minutes. Our aim is to make the process as easy as possible. Overall, we want to help you understand exactly what we are covering you for.
Please bear in mind cancellation cover must be taken out at least 7 days prior to your event date.
Complete our enquiry form and our team will contact you without delay.
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